Abdul Mannan is a dynamic and multifaceted professional with deep expertise in accounting, finance, U.S. taxation, fintech, and Enterprise Resource Planning (ERP) systems. As a qualified Chartered Accountant (ACA), Certified Public Accountant (CPA – USA), and MBA graduate, Abdul brings a unique blend of technical proficiency and strategic insight to the table.
His extensive experience in U.S. tax regulations, fractional CFO services, and assurance engagements enables him to deliver tailored financial solutions that ensure compliance and drive operational excellence. Abdul is particularly adept at integrating ERP systems with financial and tax frameworks, empowering organizations to streamline processes, enhance transparency, and achieve scalable growth. Under his leadership, the firm delivers innovative, tech-enabled solutions that help clients thrive in today’s complex and fast-evolving business environment.
With over seven years of robust experience, Osama Mahmood is a seasoned Chartered Accountant who began his professional journey with Deloitte Yousuf Adil in Pakistan. He later expanded his expertise at Deloitte & Touché (Middle East) in Saudi Arabia, where he served a diverse portfolio of clients across industries.
Osama specializes in strategic advisory, financial management, and outsourcing solutions. His deep understanding of business dynamics and financial operations allows him to craft impactful strategies that help organizations navigate challenges and achieve sustainable growth. His proficiency in managing outsourced finance departments ensures clients benefit from streamlined, cost-effective, and scalable financial solutions. Osama’s leadership continues to drive the firm’s commitment to excellence and client success.
Muhammad Usman serves as the Director – Legal, Tax & Corporate Affairs at H.O.A. Chartered Accountants, bringing over a decade of professional experience across corporate advisory, taxation, compliance, and regulatory matters. Being a finance professional with more than 10 years of hands-on industry expertise, he leads the firm’s legal and tax functions with a grounded, detail-driven approach rooted in professional discipline and ethical practice. His work reflects a commitment to precision, strategic insight, and long-term value creation for clients navigating today’s evolving financial and corporate landscape.
Our journey has only brought us higher. Information Technology completely changes the way we analyze and present data
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